Reference

Terms and Conditions for Using 99aba

These terms set out what you agree to when you open and use a 99aba account — covering deposits via JazzCash, Easypaisa, and Raast, how your account is managed, and what applies in your region.

Account eligibility rulesWallet and payment termsFair use policyAccount suspension conditionsJurisdiction notice
99aba Terms and Conditions for Using 99aba
HOW WE OPERATE

How 99aba Handles Your Account and Data

We keep your account data secure using SSL encryption across all connections. Your payment details — whether you fund via JazzCash, Easypaisa, or Raast — are never stored on our servers in raw form. Wallet verification happens at the point of your first withdrawal request, and we retain only what is necessary to process your transactions and meet our obligations under applicable law.

Data Retention

We hold your account and transaction records for as long as required by applicable law in Pakistan. You can request a summary of what we hold by contacting support.

Account Security

Your account is protected by OTP verification on login and on withdrawal requests. If you suspect unauthorised access, contact us immediately through live chat to freeze the account.

Cookie Use

We use session cookies to keep you logged in and functional cookies to remember your payment method preference. No third-party advertising cookies are placed without your consent.

Requesting Changes

To update your registered mobile number, wallet details, or to request account closure, submit a request through the Help Centre with your account ID and a verification step.

TERMS CONTACT

Reach Us About These Terms

Live Chat Open the chat widget from any page in your account to ask about a specific clause, a transaction query, or an account restriction under these terms.
Email Support Send a written query to our support address for formal questions about account terms, wallet eligibility, or a decision made under this policy.
Account Help Centre The Help Centre in your account dashboard covers common terms questions — account limits, payment rules, and what triggers a review under our fair use policy.

Common Questions About These Terms

If something in these terms is unclear, the answers below cover what most people ask before or after opening an account.

These terms apply to anyone who opens or uses a 99aba account. Access is available where local law in Pakistan permits, and you confirm eligibility when you register.

We will notify you before any material change takes effect, using your registered contact details. Continuing to use your account after the notice period means you accept the updated terms.

Depending on the nature of the breach, we may restrict, suspend, or close your account. Any balance held at the time of a verified breach may be subject to a review before release.

Deposits via JazzCash, Easypaisa, and Raast are governed both by our account terms and by each network's own transaction rules. Limits set by those networks apply alongside our own.

Contact our support team through live chat or email with your account ID. We will provide a summary of the data we hold within the timeframe required by applicable law.

These terms are subject to applicable law in Pakistan. Where any clause conflicts with a mandatory local legal requirement, the legal requirement takes precedence over our terms.
Reference

Terms & Conditions

Service availability depends on eligible regions and local law. Users should check local rules before opening an account.

Access may be available only where local law permits.